VA Loans


Designed to offer long-term financing to American Veterans

The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice. It is generally easier to qualify for a VA loan than conventional loans.


      Here's how it works:

      • 100% financing without private mortgage insurance or 20% second mortgage. • A VA funding fee of 0 to 3.3% (this fee may be financed) of the loan amount is paid to the VA.• When purchasing a home, veterans may borrow up to 100% of the sales price or reasonable value of the home, whichever is less.