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Is the leading source of residential mortgage credit in the U.S. secondary market, Fannie Mae is supporting today’s economic recovery and laying the foundation for a better housing finance system. They guarantee and purchase loans to ensure families can buy homes, refinance, or rent a good home.

Freddie Mac, also known by its acronym FHLMC was chartered by the U.S. Congress in 1970 as a government sponsored private company with a single purpose: to provide a continuous and low-cost source of capital to finance America’s housing. Because of Freddie Mac, millions of Americans benefit from lower mortgage interest rates, readily available home mortgage credit, a wide choice of mortgage products and reduced loan origination costs. Millions of families are also able to rent homes that are safe and affordable. Freddie Mac employs some of the nations leading economic researchers. Freddie Mac economists continuously follow market trends, produce analyses of mortgage industry data, and conduct studies designed to inform consumers, media, politicians and the industry about issues related to housing, the mortgage industry and the economy.